Applicant Personal Details
	1.	Age
		1.1	Applicants must be older than [Minimum Age]
		1.2	Applicants must not be older than [Maximum Age] at the end of the mortgage term.
		1.3	The minimum age for each applicant is: LTV 0 - 60% 60 - 65% 65 - 70% 70 - 75% 75 - 80% 80 - 85% 85 - 90% Age (years) 18 18 18 18 21 21 25
		1.4	Applicants must be older than: [Minimum Age] when Employed; [Minimum Age] when Self-Employed; [Minimum Age] when Retired.
		1.5	Applicants must be older than 21 when the mortgage product is Buy-To-Let
	2.	Employment
		2.1	At least 1 applicant must be either employed or self-employed.
		2.2	If any of the applicants are either a Houseperson or Retired, refer the case to underwriter with the reason "Houseperson/Retired Applicant on the Application".
		2.3	Applicants must have been in continuous employment for at least 12 months.